We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future. You may need to download Java free download to access.  1040 calculator: www.dinkytown.net/java/Tax1040.html

Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Social Security Calculator Estimate your Social Security benefits using the Social Security Administration's Quick Calculator. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Paycheck Calculator - Hourly This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings. Paycheck Calculator - Salaried This calculator computes net or gross pay for a single paycheck and displays the various withholdings. Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Ratio Calculators Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.